Xpay

Payment Service Provider

Verticals

  • Betting
  • Dating
  • Ecommerce
  • iGaming

Xpay is a P2P payment provider founded in 2022 for iGaming and related high-risk merchants, serving betting, dating and e-commerce. Pay-ins start at 6.5% with 500 to 230,000 RUB limits, and pay-outs start at 2%. USDT settlement carries no fee, with T+0 timing. Integration is by API and two countries are listed.

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Key features

  • P2P processing via API
  • Pay-in from 6.5% (500-230,000 RUB)
  • Pay-out from 2%
  • 0% fee on USDT settlement
  • T+0 settlement

Processing & settlement

Processing type
P2P processing
Settlement period
T+0
Conversion rate
95%
Rolling reserve
No

Fees

Pay-in
from 6.5% (min 500 RUB, max 230000 RUB)
Pay-out
from 2% (min 1000 RUB, max 900000 RUB)
Settlement fee
USDT 0%

Fees are as published by the provider and may vary by volume, vertical and region.

Integration

API
Available
Integration speed
1 day
CMS plugins
Available
Demo
Upon Request

Payment methods

Fiat currencies (2)

  • Azerbaijani Manat (AZN)
  • Russian Ruble (RUB)

Supported countries (2)

  • Azerbaijan
  • Russia

Company details

Founded
2022

Profile data last updated 2026-03-30.

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