Xpaid

Status: Working

Payment Service Provider

Verticals

  • Betting
  • Crypto
  • Dating
  • Ecommerce
  • Finance
  • Nutra
  • iGaming

Xpaid is a payment and banking provider founded in 2022 that serves crypto-oriented and high-risk businesses. It pairs euro IBAN business accounts with OTC exchange between EUR and USDT, white-label conversion tools and crypto invoicing. Settlement is T+1 with a 0.3% service fee, and it targets iGaming, crypto, nutra, dating, e-commerce and finance merchants.

Visit xpaid.org (opens in a new tab)

Key features

  • EU IBAN accounts for corporate clients
  • OTC exchange from 0.2% in EUR and USDT
  • White-label fiat and crypto on/off-ramp
  • Crypto payments and invoicing
  • T+1 settlement, 0.3% service fee

Processing & settlement

Processing type
P2P processing, Crypto processing
Settlement period
T+1
Conversion rate
70%

Fees

Service fee
0.3%
Xpaid itemised fees
ItemFee
OTCfrom 0.25%
Cryptoprocessingfrom 1%

Fees are as published by the provider and may vary by volume, vertical and region.

Integration

API
Upon Request
Integration speed
up to 7 days
CMS plugins
Not available
Demo
Upon Request

Payment methods

Fiat currencies (2)

  • US Dollar (USD)
  • Euro (EUR)

Cryptocurrencies (4)

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • USD Coin (USDC)
  • Tether (USDT)

Supported countries (45)

  • Austria
  • Albania
  • Andorra
  • Belgium
  • Bulgaria
  • Bosnia and Herzegovina
  • Vatican
  • United Kingdom
  • Hungary
  • Germany
  • Greece
  • Denmark
  • Ireland
  • Iceland
  • Spain
  • Italy
  • Cyprus
  • Latvia
  • Lithuania
  • Liechtenstein
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
Show all 45 countries
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Turkey
  • Ukraine
  • Finland
  • France
  • Croatia
  • Montenegro
  • Czechia
  • Switzerland
  • Sweden
  • Estonia
  • Kosovo

Company details

Legal name
XPAID Sp. z o.o.
Founded
2022
Registered address
Kolejowa 45 / 119, 01-210 Warsaw, Poland

Social media

Profile data last updated 2026-03-30.

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